Finances & Home Information Binder: Debt, Savings, & Home Information

Miss the first two posts? Click to read: Bills & Calendar :: Budget, Income, & Business Expenses

Disclaimer: Don't take any of my "finance" related posts as expert advice. I'm not claiming to be an expert. Eh, I'm far from it actually. This post...and the few that are coming up next...is purely for me to show you how my husband and I handle our finances. We're a financial mess, but this is how we organize it in style.

{Due to not wanting to blur out all of our financial info, I'm just going to show you screen shots of the forms I used, where applicable. I'll use actual photos where I can.}

The sixth section is for tracking debt. Boo. Who likes debt? Not me, but unfortunately we have quite a bit. Thank you, student loans.

debt repayment plan

This sheet comes first and is simply for quick reference of our debt snowball.

credit cards overview

Credit cards are truly the worst idea ever for a college campus. It should be illegal, the way they stand around, handing out flyers for free sandwiches, pizzas, blankets, etc. - all if you go to a fast food place or wherever and sign up for the credit card. So sketch. We're almost done with our credit card disaster.

credit card repayment log

Love this form. Keeps me motivated because I can see the payoff happening each month. Just keep logging...and paying.

student loan overview

Welcome to my biggest financial disaster ever. You wouldn't even be able to fathom the amount of student loan debt Chris and I have together. It's nauseating, but we're determined to pay it off ASAP. The best way to do it? By being organized, of course!

student loan repayment log

Again, this form informs and motivates.

 

The seventh section is savings.

savings log

I have one of these forms for each savings account we have. I track monthly additions to each account and am motivated to add, not take away, as I see the current balance increase each month!

yearly savings

This form serves as a quick overview to see how we're doing, overall, on our savings goals.

The eight, and final, section is home information.

important account numbers

Kind of self explanatory. I keep all of our bills and utilities phone numbers and account numbers on this form.

home services

This form includes all services for our home, such as water, gas, electric, landlords {we live in an apartment}, etc.

insurance policies

I list all insurance policies here: medical, dental, life, auto, renter's, etc.

membership information

All membership info all in one spot for easy renewing.

vehicle maintenance checklist

This form helps me remember when our next oil change is due! =]

to-do list

To-do lists are so versatile. I have them everywhere, so why not in my binder as well?

I hope you enjoyed reading about my new Finances & Home Information Binder. It's only 9 days into July, and I feel like I have a clear vision of where our money is going so we can get our debt paid down off!

If you're wondering where you can get such amazing forms like these, let me tell you. I spent the last two weeks working on a new set with this new font. Maybe not new, new, but new from what I usually use. It's called GeosansLight. This whole set, called fiances & home information set, has the same usual colors I use, but this new font